Solve operational issues and improve performance with solutions tailored for your industry

Travel Industry
Apiso’s payment optimization solution conquers payments challenge, reduces costs, drives new revenue, and helps you unlock profitability and boost your bottomline.

Streamline international and domestic pay-outs using Apiso’s flexible and secure API and web portal to make instant payments to B2B suppliers. Optimise your cashflow using prepaid and low-cost, low-collateral credit facilities. Achieve global acceptance and pay suppliers for GDS and non-GDS content using virtual cards on Mastercard and other international card schemes.

Make payments through multiple channels using a unique set of operational, security and financial controls to manage funding, reconciliation and exception management; with the additional benefit of capturing extended booking and PNR data for enhanced BI analysis and reporting.

Our next-generation payment technology platform has been designed for travel agencies to optimise payments, reduce fraud, and avoid exposure to FX risk and rate movements – allowing you to drive growth and earn healthy rebates on the payments you make.

Apiso’s virtual cards solution enables B2B payments that are accepted by any merchant globally in the same way as any other credit or debit card; using virtual cards on MasterCard and other international schemes means that you - as the payer - are protected against fraud and supplier default.

Use our simple and flexible rule settings to control how virtual card payments can be spent by adding restrictions on the type and location of merchant, currency and amount, activation or expiry date - you have complete control to protect how and when each virtual card can be used for complete peace of mind.

Our industry-leading API can be integrated into multiple channels including GDS, online booking engines, ERP, and hotel booking solutions; or you can use our web portal providing simple workflow to create payments with maker and checker security, and detailed administration, reporting and BI analysis tools.

Available in multiple currencies, Apiso’s services can be used to pay insurance claim settlements using virtual cards within or outside the network . Audited by international security and quality standards, Apiso’s technology has been developed in combination with TPA ‘s and insurance companies to provide the complete reconciliation and management reports.

Our solution can be integrated with claim management solutions to automate payment flows and reconciliation processes. Apiso delivers significant business process improvements through automation, reduced forex cost and decreased operational costs.

In addition to these added-value benefits, Apiso provide rebates on the value of payments you make to boost your cashflow & working capital, increase your profit margins and therefore decrease loss ratios.

Insurance Industry

Logistics Industry

Simplify your travel and expense management by empowering your workforce to gain access to multi-currency virtual/ plastic cards to be used “on the go” anywhere in the world. Apiso’s issuing and processing capabilities will help you to fully harness the true power of control on spend and mitigation of unauthorized/maverick activity.

Apiso’s services ensure restricting spend to travel bookings across approved travel suppliers or merchants only, create expense reports at the drop of a button, earning rebates on all spend, and considerably more.

Make payments through multiple channels using a unique set of operational, security and financial controls to manage funding, reconciliation, and exception management; with the additional benefit of capturing extended booking and PNR data for enhanced BI analysis and reporting.

Apiso’s single use cards can be used to pay suppliers providing ad-hoc services without any prior contractual relationship. SMEs and enterprise level organizations can take control and eradicate one-time supplier approval and dramatically reduce invoice processing and thereby focusing bandwidth and resource on more pressing matters.

Virtual card payments can also be made via a smooth and seamless process to in-network or approved suppliers instead of making traditional bank payments.

Virtual payments can result in huge upsides to the purchaser including efficiencies such as automation of accounts payable tasks, raising invoices and reconciling payments, enhanced visibility, and improved security and controls.

Corporate purchasing and general suppliers payments
Partners

Amadeus connects the entire travel ecosytem with critical solutions that help airlines, hotels, travel agencies and other travel players to run their operations and improve the travel experience all over the world.

With leading solutions in e-billing, e-payments and supply chain, Voxel broadens the horizon in b2b payments, e-invoicing and VAT refund technology and aims to help clients digitalise 100% of their billing processes through innovative payment solutions.

Visa an American multinational financial services corporation headquartered United States facilitates electronic funds throughout the world, most commonly through visa-branded payment credit , debit, prepaid and cash access programs to their customers.

Technoheaven is renowned Travel portal Development Company headquartered in Dubai that offers travel portal solutions with global travel supplier connectivity to sell flight, hotel and tour packages in their own travel portal with sophisticated website design and dynamic packaging.

Mastercard an American multinational financial services corporation headquartered in New York focuses on building simple, safe and smart solutions that instill trust in every transaction and leverage technologies to process payments between the banks of merchants and the card -issuing banks or credit unios of the purchasers using Mastercard.

Powering the global travel industry with a new marketplace for personalized travel, Sabre retails, distributes and fulfills travel by helping customers operate more efficiently, drive revenue and offer personalized traveler experiences with advanced technology solutions.

Claim technology accelerates digital transformation using a gateway with best in-class insurtech. This gateway gives access to the insurtech capability enabling next-gen insurance processes with simplified API's plus AI powered decisions on policy indemnity, liability, quantum and fraud.

Conferema pay is the world’s foremost provider of virtual payments technology that generates virtual cards in nearly 100 currencies and is fully integrated with all major card schemes serving over 50 banking partners.

Mastercard an American multinational financial services corporation headquartered in New York focuses on building simple, safe and smart solutions that instill trust in every transaction and leverage technologies to process payments between the banks of merchants and the card -issuing banks or credit unios of the purchasers using Mastercard.