Solve operational issues and improve business performance with payment solutions tailored for your industry
Travel Industry
Apiso’s payment optimisation solution solves payment challenges, reduces costs, drives new revenue, and helps you unlock profitability to boost your bottomline.
Streamline payouts using Apiso’s flexible and secure API and web portal to make instant payments to B2B suppliers. Optimise your cashflow using prepaid and low-cost, low-collateral credit facilities. Achieve global acceptance and pay suppliers for GDS and non-GDS content using virtual cards issued by our regulated partners on Mastercard and Visa.
Use our fast, secure and reliable payments integration and extensive operational, security and financial controls to manage liquidity, reconciliation and exception management in your accounts payable function. Benefit from capturing extended booking and PNR data for enhanced BI analysis and reporting.
Our next-generation payment technology platform has been designed for travel agencies to optimise payments, reduce fraud, and avoid exposure to FX risk and rate movements – empowering you to drive growth and generate revenues from the payments you make.
Apiso enables B2B payments using virtual cards that are accepted by any merchant globally in the same way as any other credit or debit card; using virtual cards on the MasterCard and Visa international schemes simplifies refunds and booking charges and protects you against fraud and supplier default.
Use our simple and flexible acceptance controls to manage how, when and where virtual card payments can be spent by adding restrictions on the type and location of merchant, currency and amount, activation or expiry date. Apiso gives you complete control to protect how and when each virtual card can be used for complete peace of mind.
Our industry-leading API can be integrated into multiple channels including GDS, online booking engines, ERP, and hotel booking solutions; or you can use our web portal providing simple workflow to create payments with maker and checker security, and detailed administration, reporting and BI analysis tools.
Apiso’s services can be used to pay insurance claim settlements in multiple currencies using virtual cards both within and outside of your network . Available in many currencies and audited by international security and quality standards, Apiso’s technology has been developed in combination with TPA ‘s and insurance companies to resolve real world operational and financial control challenges.
Our services can be integrated with claim management solutions to automate payment flows and reconciliation processes. Apiso delivers significant business process improvements through automation, reduced forex cost and decreased operational costs.
In addition to the added-value benefits, Apiso provide rebates on the value of payments you make to boost your revenues, increase your profit margins and therefore decrease loss ratios.
Insurance Industry
Logistics Industry
Simplify your travel and expense management and empower your workforce by using multi-currency virtual and plastic payment cards to be used “on the go” anywhere in the world. Apiso’s solutions will help you to fully track and control spend, mitigate unauthorised payments and significantly reduce administrative overheads.
Apiso’s services enable you to make payments through multiple channels and restrict spending to travel bookings at approved travel suppliers or selected other merchants categories using a unique set of operational and security controls.
Simplify processes and procedures for funding, reconciliation and exception management. You can create expense reports at the click of a button with the additional benefit of capturing extended booking and PNR data for enhanced BI analysis and reporting.
Apiso's services enable single use and reloadable cards to pay suppliers globally without any formal vendor or network relationship. Businesses of all sizes from SME to Enterprises can take control and eradicate one-time supplier approval to dramatically reduce invoice processing and administration and free up resources.
Use Apiso's smooth and seamless process to settle with in-network or approved suppliers using virtual cards as a fast and revenue generating alternative to banks transfers.
Virtual payments deliver huge upsides to the purchaser including automation of accounts payable tasks, settling invoices and reconciling payments. Improve all of these metrics, gain enhanced visibility and improved security and controls.
Corporate purchasing and general suppliers payments
Partners
Amadeus connects the entire travel ecosystem with critical solutions that help airlines, hotels, travel agencies and other travel players to run their operations and improve the travel experience all over the world. Apiso is deeply integrated with Amadeus Payments B2B Wallet solution enabling any Amadeus customer to seamless access and use Apiso's services through the Amadeus global distribution system.
With leading solutions in e-billing, e-payments and supply chain, Voxel broadens the horizon in B2B payments, e-invoicing and VAT refund technology and aims to help clients digitalise 100% of their billing processes through innovative payment solutions. Voxel's Bavel solution is fully integrated with Apiso enabling their customer to quickly and simply access and use Apiso services for hotel payments globally.
Technoheaven is a renowned Travel portal Development Company headquartered in Dubai that offers travel portal solutions with global travel supplier connectivity to sell flight, hotel and tour packages in their own travel portal with sophisticated website design and dynamic packaging. Technoheaven is fully integrated with Apiso enabling any Technoheaven customer to quicly and simply access and use Apiso services.
Powering the global travel industry with a new marketplace for personalised travel, Sabre retails, distributes and fulfills travel by helping customers operate more efficiently, drive revenue and offer personalised traveler experiences with advanced technology solutions. Apiso is deeply integrated with Sabre Virtual Payments software enabling any Sabre customer to seamless access and use Apiso's services through Sabre's global distribution system tools.
Claim technology accelerates digital transformation using a gateway with best in-class insurtech. This gateway gives access to the insurtech capability enabling next-gen insurance processes with simplified API's plus AI powered decisions on policy indemnity, liability, quantum and fraud. Claim Technology is integrated with Apiso's insurance claim settlement solution to supplement its range of InsurTech offerings and bridge the gap between InsurTech and FinTech.
Conferema pay is the world’s foremost provider of virtual payments technology that generates virtual cards in nearly 100 currencies and is fully integrated with all major card schemes serving over 50 banking partners. Conferma work with Apiso to access the unique basket of Middle Eastern currencies that Apiso can support via its partnership with Infinios.
Infinios Financial Services B.S.C (c) is a payment services provider and card processor licensed and regulated by the Central Bank of Bahrain (CBB) and is a principal member of Mastercard, Visa and Swift. The pioneer of banking-as-a-service in the Middle East region, Infinios digital banking platform and advanced payment technologies, underpin Apiso's payment integration solution and provide the flexible, secure and compliant digital financial services and control frameworks that enable Apiso virtual cards.
Ypsilon.Net AG is a leading internet travel technology provider for airlines, consolidators, online travel sites, and agencies. Ypsilon.Net AG’s core competence lies in the engineering of multi content internet air, hotel and car booking engines and XML APIs. Through its affiliate Ypsilon Payment solutions, Ypsilon.Net also provides PCI DSS, PSD2/SCA, fraud prevention and payment solutions. Ypsilon.net connects directly to several major acquirers and other alternative forms of payment including several virtual credit card suppliers. (Amadeus, American Express, Airplus, Wex, Enett, pax2pay, Barclays).
HitchHiker GmbH has been successfully developing software solutions for airlines, ticket wholesalers, online portals, travel agencies and tour operators since 1992. With more than 30 years of experience in the ever-changing tourism industry and numerous international projects, HitchHiker develops solutions for the entire process chain of air ticket management as well as numerous, powerful booking solutions for all types of flights and tourism services. With Apiso, we provide our customers with an important partner for virtual credit card payments. For online flight bookings, virtual credit cards are important to pay service providers regardless of the payment method used for the booking. This is the only way that flight aggregators can charge the end customer for the final travel agency service fee. In addition, the one-time use of a credit card offers security benefits. Therefore, we have implemented Apiso as a payment provider for virtual credit cards in the HitchHiker products as an adjustable payment provider.